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Now to the one who works, his pay is not credited due to grace but due to obligation.[a] But to the one who does not work, but believes in the one who declares the ungodly righteous,[b] his faith is credited as righteousness.

So even David himself speaks regarding the blessedness of the man to whom God credits righteousness apart from works:

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Footnotes

  1. Romans 4:4 tn Grk “not according to grace but according to obligation.”
  2. Romans 4:5 tn Or “who justifies the ungodly.”